Refinancing Your Home

Refinancing lets you lower your mortgage payments, pay off your loan faster, or cash out home equity. Use this Guide to understand the refinance process and get the most value from your home loan.

Mortgage Refinance Basics

• What is a mortgage refinance, and how does refinancing work?
• How Soon Can You Refinance a Mortgage Loan? 2024 Rules
• How often can you refinance your home?
• How long does it take to refinance a house in 2024?
• The best way to refinance a mortgage: 6 Tips to save money

Should You Refinance?

• Is refinancing your mortgage worth it?
• When Is It Worth It to Refinance? How Much Should Your Rate Drop?
• Is it worth refinancing to save $100 a month?
• Refinance your mortgage without starting over at 30 years
• Refinancing a mortgage with bad credit: When it’s worth it (and when it’s not)
• Refinancing your ARM when it’s about to reset

Refinance Rate Shopping

• How to shop for refinance rates and compare offers: 7 steps
• Is it better to refinance with your current lender?
• How to get a no-closing-cost mortgage or refinance

Choosing The Right Refi Program

• Conventional vs. FHA vs. VA refinance: Which refi program is best for you?
• How to choose the right type of refinance for you
• Streamline Refinance Guide for 2024: Process and Benefits
• Want to pay off your mortgage early? Consider a 15-year refinance
• Mortgage Relief and Mortgage Assistance Programs | 2024
• Mortgage recast: Lower your mortgage payment without refinancing

Refinance To Get Rid Of PMI

• How to get rid of PMI: Removing private mortgage insurance
• How to Remove FHA Mortgage Insurance | FHA MIP Removal 2024

Cash-Out Refinance

• Cash-Out Refinance Guide: Requirements and Rates for 2024
• Cash-out refinance examples: How to use your home equity
• Cash-out refinance vs. home equity loan: Pros and cons
• How to Get Equity Out of Your Home Without Refinancing

Conventional Refinance

• Conventional Refinance Rates and Guidelines for 2024
• HARP replacement programs: 2024 Refinance options

FHA Refinance

• FHA Streamline Refinance: Rates & Requirements for 2024
• FHA Cash-Out Refinance | Rates & Guide 2024

VA Refinance

• VA IRRRL | Guidelines, Requirements & Rates 2024
• VA Cash-Out Refinance Rates and Guidelines for 2024

USDA Refinance

• Can You Refinance a USDA Loan or Mortgage? | 2024
• USDA streamline refinance program: Now available in all 50 states

The Refinance Process

• Mortgage refinance checklist: Everything you need to refinance your home [PDF]
• How should I apply for a mortgage refinance: in person, by phone or online?
• No-appraisal refinance: How to refinance without an appraisal
• Low home appraisal ruining your purchase or refinance? Here’s what to do

Closing On A Mortgage Refinance

• Can You Roll Closing Costs Into Your Mortgage?
• How to rush your mortgage to the closing table
• Signing your final loan documents: what to look for
• I refinanced, and my previous lender owes me an escrow refund

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